• Car Insurance

    Is a cracked windshield covered?

    No matter what kind of driver you are — road-tripper, carpooler, or daily commuter — you know that car ownership comes with its fair share of hassles. Even keeping up with routine car maintenance can sometimes feel like a lot to handle. Throw even the tiniest cracked windshield into the mix, and now you’ve got a recipe for urgently-required repairs. Whether you’re hit by a pebble, or a tree branch, you need to know what to do  about a cracked windshield. As a responsible car owner, you need a clear view of the road to comply with state inspection requirements and to ensure safety for yourself and others. What causes…

  • Car Insurance

    Thankful for insurance

    If you’ve ever sat at a Thanksgiving table where everyone is asked to say something they’re thankful for, you’re not alone. However, it’s not very likely that someone answers with “car insurance.” Most people don’t go around trumpeting their love for car insurance. And there really is so much to be thankful for, that it’s easy to see how being thankful for insurance could slip your mind. But there are so many reasons for Elephant customers to be thankful for their auto coverage over the Thanksgiving holiday! Here are just three reasons you can be thankful for insurance this Thanksgiving. Reason #1 to be thankful for insurance Elephant gives you…

  • Car Insurance

    Meet Our Employee Resource Groups

    Elephant is excited to introduce our Employee Resource Groups! Over the past several years, employees of the Herd have come together to create and cultivate different ERGs within the business. Each of our ERGs emerged out of the employees organizing to facilitate important conversations, to educate, and to provide resources, training, and support to all staff. What are employee resource groups? Employee resource groups (ERGs) are sometimes called affinity groups, business resource groups, or professional development groups. Simply put, they are voluntary employee-led groups consisting of individuals in the company who join together based on common interest, backgrounds, or demographic factors such as gender, race, or ethnicity. What are the…

  • Car Insurance

    Why is my car insurance so expensive?

    Everyone knows how quickly car expenses can add up. In fact, buying a car is one of the largest purchases most consumers will make in their lifetimes. But, the costs don’t stop once the car is purchased. Maintenance costs, repairs, and the ever-changing cost of gas all add up. Then, you have the price of car insurance rates. You may be asking yourself “why is car insurance so expensive?” The average cost of an auto policy in typically is higher than all other expenses of a well-maintained vehicle. What causes high car insurance rates? Why is my car insurance so expensive? The amount you’ll pay for auto insurance is impacted by a…

  • Car Insurance

    What is a car insurance lapse?

    We all lead busy lives, and sometimes things just slip through the cracks. If that means letting your veggies go bad or forgetting to floss before bed (sorry, dentists), it just means you’re human. However, some slip-ups can have more serious consequences. For example, letting your car insurance lapse can not only lead to higher insurance rates but also fines and lack of protection in the event of an accident. In this post, we’ll explain what defines a car insurance lapse, what the consequences could be. We’ll also cover what to do if your policy lapses, and how to avoid a lapse in the first place. What exactly is a…

  • Car Insurance

    Full coverage vs liability only

    Insurance coverage is something that everyone needs but that few people feel they fully understand. You’ve probably heard of full coverage or liability-only auto insurance, but may have some questions on which is best for you. Doing your own research can provide you with an abundance of information but no real guidance. Unfortunately, even turning to the experts (the insurance companies) is often confusing. Too many companies prioritize sales over individualized solutions and customer understanding, which can leave you feeling overwhelmed and more than a little disappointed. At Elephant Insurance, we do things differently. We want you to be an active partner in your insurance planning, and we aim to…

  • cars-&-tech

    Will gas prices go down?

    The heat wasn’t the only thing rising in the summer of 2022. Inflation impacted the cost of food, energy, apparel, and shelter and had consumers paying more for items such as chicken, eggs, and margarine. This increase in cost was most evident in gas prices, whos’ average price rose 59.9% between June 2021 through June 2022. We saw a little bit of relief at the pumps at the end of the summer. But, with more people returning to work, and many jobs transitioning back to in-office work, consumers are on the road more than they have been in the last two years. The average price of gas is beginning to…