If you’re in the market for a new or used vehicle, you’ve probably got quite a few different factors running through your mind. Mileage, the vehicle’s safety ratings, maintenance history, number of prior owners, accident reports, the down payment and overall price: all factors that are well worth looking into, and that’s far from an exhaustive list. Another variable to consider? Which are the most expensive cars to insure? Why are certain cars more expensive to insure? First, let’s briefly examine how car insurance rates are determined in general. A wide variety of factors go into deciding your insurance rate. Do you need full coverage, or only liability insurance? The…

Defensive driving, simply put, refers to a set of driving skills that best prepares you to respond to hazards on the road. When most of us think of the term “defense”, we might think of sports or martial arts before driving. However, while most of us might not typically think of defensive driving in these terms, it is absolutely an important form of self-defense. Defensive driving allows you to protect yourself against hazards such as collisions caused by drunk drivers, erratic driving behavior, and inclement weather conditions, along with anything else that might go wrong on the road. In other words, defensive driving means hoping for the best, but being…