At Elephant Insurance, it’s not just our name that sets us apart from other insurance companies. We believe our core values of transparency, control, and value make us different. Those values allow us to put our customers at the center of all we do to deliver exceptional auto insurance with features and benefits that make sense for today’s drivers. Elephant’s core values Transparency Elephant gives you the right tools so you can choose the right protection. We’re committed to helping you feel confident in your auto insurance choices by laying out your options in a way that makes sense — jargon-free and to the point. Control We make sure you’re…

Switching auto insurance companies is easy, but if you’re comparing prices make sure the coverages, limits, and deductibles on your new policy match what you have on your existing insurance policy. While your rate could be lower when quoting with a new auto insurance company, the protection and claims service they offer may be differ from your current insurer’s service standards. If you decide to change auto insurance companies, make sure your new policy is in force before canceling your old policy. Be extra careful to avoid a gap or lapse in your coverage. And when your new policy is active remember to cancel your previous policy. We hope this…

If you’re in the market for a new or used vehicle, you’ve probably got quite a few different factors running through your mind. Mileage, the vehicle’s safety ratings, maintenance history, number of prior owners, accident reports, the down payment and overall price: all factors that are well worth looking into, and that’s far from an exhaustive list. Another variable to consider? Which are the most expensive cars to insure? Why are certain cars more expensive to insure? First, let’s briefly examine how car insurance rates are determined in general. A wide variety of factors go into deciding your insurance rate. Do you need full coverage, or only liability insurance? The…

Defensive driving, simply put, refers to a set of driving skills that best prepares you to respond to hazards on the road. When most of us think of the term “defense”, we might think of sports or martial arts before driving. However, while most of us might not typically think of defensive driving in these terms, it is absolutely an important form of self-defense. Defensive driving allows you to protect yourself against hazards such as collisions caused by drunk drivers, erratic driving behavior, and inclement weather conditions, along with anything else that might go wrong on the road. In other words, defensive driving means hoping for the best, but being…

No matter what kind of driver you are — road-tripper, carpooler, or daily commuter — you know that car ownership comes with its fair share of hassles. Even keeping up with routine car maintenance can sometimes feel like a lot to handle. Throw even the tiniest cracked windshield into the mix, and now you’ve got a recipe for urgently-required repairs. Whether you’re hit by a pebble, or a tree branch, you need to know what to do  about a cracked windshield. As a responsible car owner, you need a clear view of the road to comply with state inspection requirements and to ensure safety for yourself and others. What causes…

If you’ve ever sat at a Thanksgiving table where everyone is asked to say something they’re thankful for, you’re not alone. However, it’s not very likely that someone answers with “car insurance.” Most people don’t go around trumpeting their love for car insurance. And there really is so much to be thankful for, that it’s easy to see how being thankful for insurance could slip your mind. But there are so many reasons for Elephant customers to be thankful for their auto coverage over the Thanksgiving holiday! Here are just three reasons you can be thankful for insurance this Thanksgiving. Reason #1 to be thankful for insurance Elephant gives you…

Everyone knows how quickly car expenses can add up. In fact, buying a car is one of the largest purchases most consumers will make in their lifetimes. But, the costs don’t stop once the car is purchased. Maintenance costs, repairs, and the ever-changing cost of gas all add up. Then, you have the price of car insurance rates. You may be asking yourself “why is car insurance so expensive?” The average cost of an auto policy in typically is higher than all other expenses of a well-maintained vehicle. What causes high car insurance rates? Why is my car insurance so expensive? The amount you’ll pay for auto insurance is impacted by a…

We all lead busy lives, and sometimes things just slip through the cracks. If that means letting your veggies go bad or forgetting to floss before bed (sorry, dentists), it just means you’re human. However, some slip-ups can have more serious consequences. For example, letting your car insurance lapse can not only lead to higher insurance rates but also fines and lack of protection in the event of an accident. In this post, we’ll explain what defines a car insurance lapse, what the consequences could be. We’ll also cover what to do if your policy lapses, and how to avoid a lapse in the first place. What exactly is a…

Insurance coverage is something that everyone needs but that few people feel they fully understand. You’ve probably heard of full coverage or liability-only auto insurance, but may have some questions on which is best for you. Doing your own research can provide you with an abundance of information but no real guidance. Unfortunately, even turning to the experts (the insurance companies) is often confusing. Too many companies prioritize sales over individualized solutions and customer understanding, which can leave you feeling overwhelmed and more than a little disappointed. At Elephant Insurance, we do things differently. We want you to be an active partner in your insurance planning, and we aim to…